Who We Serve
Pre-Retirees
Retirees
in
Idaho
Washington
Utah
Oregon
California
Nevada
Montana
Arizona
Texas
Our team creates a clear, personalized financial plan designed to bring every part of your life into alignment.
We optimize:
• Your retirement strategy
• Your tax efficiency
• Your investment portfolio
• Your estate planning
• Your insurance coverage
• Your employee benefits
• Your personal and financial goals
We Get to Know You
Our Planning Process
1
You’ll receive a clear set of actionable steps designed to move you closer to your retirement goals.
We take as much of the implementation off your shoulders as possible—so you can spend less time managing and more time living.
Ready to retire with confidence?
This is a relaxed, no-pressure conversation focused entirely on you—your financial situation, goals, and what you’re looking to achieve.
We’ll walk through where you are today, answer your questions, and explore what a clear path forward could look like based on your needs.
There’s no obligation—just a clear, honest conversation to see if we’re the right fit.
We Build Your Plan
2
We Help You Put it Into Action
3
Kody Williams
Your CERTIFIED FINANCIAL PLANNER™
Through that experience, I recognized a need for a different approach—one that removes conflicts of interest and prioritizes long-term relationships over sales quotas. That realization led me to found Madrone Financial Planning. As a fiduciary, I am committed to acting in my clients’ best interests at all times. By intentionally maintaining a small, boutique practice, I’m able to provide personalized, ongoing guidance and the level of attention each client deserves.
Outside the office, I spend as much time as I can in the outdoors—hunting, fishing, mountain biking, and hiking across Idaho and the Pacific Northwest. Staying active and challenging myself physically is important to me, and each year I take on events like marathons, the Boise Trails Challenge, or Ragnar relays. I also enjoy traveling, learning about different cultures, and studying history. I’m fluent in Russian and currently learning Portuguese. My faith is an important part of my life and helps guide both my personal and professional values.
Owner / CFP®, ChFC®
I was born in Kennewick, Washington and raised in Spokane Valley. After earning my Bachelor’s degree, I moved to Boise, Idaho to pursue a career in finance.
I began my career in tax preparation before transitioning into financial advising, where I discovered my passion for helping clients achieve their financial goals. I started at a nationwide broker-dealer, providing comprehensive financial planning to pre-retirees and retirees across investment, retirement, tax, estate, insurance, and education planning.
Six years into my career, I earned both the Chartered Financial Consultant® designation and the CERTIFIED FINANCIAL PLANNER™ certification. By year eight, I had built a team and was personally advising over 500 households, delivering customized financial plans tailored to each client’s needs.
Testimonials provided by current or former clients of Madrone Financial Planning without compensation.
Comprehensive Financial Planning
$5,000 annually
For those who:
1. Do not have investments to manage or
2. Do not want ongoing investment management.
This covers your personalized financial plan and ongoing guidance throughout the year.
Minimum Annual Fee
To ensure a high level of service and ongoing attention, we require a minimum annual fee of $5,000. If your investment management fees do not meet this minimum, the difference is applied as a financial planning fee.
Investment Management
We offer investment management for clients who want us to actively manage their portfolio. This fee will cover the comprehensive financial planning fee above. Our fee is tiered and decreases as your assets grow:
1.30%
1.00%
0.75%
0.60%
on the first $500,000
on the next $500,000
on the next $1,000,000
on assets over $2,000,000
Our Fees
We intentionally limit the number of clients we work with so we can provide a high level of service, responsiveness, and long-term guidance.
Start the Conversation
We are here to provide the expert guidance you need. Reach out to schedule a consultation about your portfolio management or retirement strategy.
Boise, Idaho